TY  - SER
AU  - Villa, Lolita
TI  - Back in the black: Here's an action plan on how to dig yourself out of debt 
SN  - 0115-3544
U1  - BPer. 338.0405 
PY  - 2014///
CY  - --California, USA
PB  - Summit Publishing Co. Inc.
KW  - Technological innovations - Philippines
ER  -