TY  - SER
AU  - Ong, Henry
TI  - Costs to bear: When money is tight, make sure you're using the right kind of credit
U1  - BPer. 338.0405 
PY  - 2014///
CY  - --California, USA
PB  - Summit Publishing Co. Inc.
KW  - Loans
KW  - Financial institutions
ER  -